Privacy Policy for SavingsClub.us

Effective Date: April 21, 2025

At SavingsClub.us ("SaveClub," "we," "us," or "our"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website savingsclub.us (the "Website"), join our membership program, or interact with our services, including savings tips, discount offers, and community features. By using our Website or services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information to provide and improve our services, including membership benefits and personalized savings offers. The types of information we collect include:

• Personal Information: Information that identifies you, such as:
  • Name, email address, phone number, and mailing address provided when you sign up for a SaveClub membership or contact us.
  • Payment information (e.g., credit card details) processed securely through third-party payment processors for membership fees or purchases.
• Non-Personal Information: Information that does not directly identify you, such as:
  • Browsing data, including IP address, browser type, device information, and pages visited, collected via cookies and similar technologies.
  • Usage data, such as interactions with savings tips, discount offers, or community features.
• Data for Advertising: Information used for remarketing, such as website visits or actions taken (e.g., viewing a discount offer), to show you relevant ads on other websites or platforms.

2. How We Collect Information

We collect information in the following ways:

• Directly from You: When you:
  • Sign up for a SaveClub membership or newsletter.
  • Fill out forms on our Website, such as contact or membership registration forms.
  • Contact us via email, phone, or support channels.
• Automatically: Through technologies like:
  • Cookies, which store small amounts of data to enhance your browsing experience (e.g., remembering preferences).
  • Web beacons and pixels, used to track website usage and ad performance.
  • Analytics tools, such as Google Analytics, to understand how users interact with our Website.
• From Third Parties: From partners like:
  • Payment processors for membership transactions.
  • Advertising partners, such as Google Ads, for remarketing and personalized ads.
  • Service providers offering discounts or savings deals.

You can manage cookie preferences through your browser settings or our cookie consent tool, where applicable.

3. How We Use Your Information

We use your information to provide, improve, and personalize our services. Specific purposes include:

• Membership Services:
  • Processing and managing your SaveClub membership, including access to discounts on hotels, dining, shopping, and travel.
  • Sending you savings tips, community updates, and exclusive offers via email or other channels.
• Website Functionality:
  • Enhancing user experience, such as remembering your preferences or sign-in details.
  • Analyzing Website performance and user behavior to improve content and services.
• Advertising and Marketing:
  • Delivering personalized ads through Google Ads or other platforms, including remarketing to show ads on other websites based on your visits to SaveClub.
  • Sending promotional emails about new discounts or membership benefits (you can opt out at any time).
• Customer Support:
  • Responding to inquiries, resolving issues, or providing assistance.
• Legal and Security:
  • Complying with legal obligations, such as tax or consumer protection laws.
  • Protecting against fraud, unauthorized access, or other security risks.

4. How We Share Your Information

We do not sell your personal information. However, we may share your information with trusted parties under the following circumstances:

• Service Providers: With third-party vendors who assist us, such as:
  • Payment processors (e.g., Stripe, PayPal) to handle membership fees.
  • Email service providers for sending newsletters or updates.
  • Analytics providers like Google Analytics for website performance insights.
• Advertising Partners: With platforms like Google Ads to deliver personalized ads, including remarketing campaigns based on your Website interactions.
• Discount Partners: With retailers or service providers to facilitate savings offers (e.g., sharing membership status to verify eligibility for discounts).
• Legal Requirements: When required by law, such as in response to a subpoena, court order, or regulatory request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, with continued protection under this policy.

All third parties we share data with are required to protect your information and use it only for the purposes we specify.

5. Your Rights and Choices

You have rights regarding your personal information, depending on your location and applicable laws (e.g., GDPR, CCPA). These may include:

• Access: Request a copy of the personal information we hold about you.
• Correction: Update or correct inaccurate information.
• Deletion: Request deletion of your information, subject to legal retention requirements.
• Opt-Out:
  • Unsubscribe from marketing emails using the "unsubscribe" link in our emails.
  • Opt out of personalized ads via Google’s ad settings (Google Ad Settings) or our cookie consent tool.
• Data Portability: Request your data in a structured, machine-readable format.
• Non-Discrimination: We will not discriminate against you for exercising your rights.

To exercise these rights, contact us at [email protected]. We will respond within the timeframes required by law (e.g., 30 days for GDPR, 45 days for CCPA).

6. Data Security

We take reasonable measures to protect your information, including:

• Encryption for sensitive data, such as payment information, during transmission and storage.
• Access controls to limit who can view your information within our organization.
• Regular security assessments to identify and address vulnerabilities.

However, no system is completely secure, and we cannot guarantee absolute protection against unauthorized access or breaches.

7. Data Retention

We retain your information only as long as necessary for the purposes outlined in this policy, such as:

• Membership data for the duration of your active membership and up to 7 years thereafter for tax or legal purposes.
• Browsing data for up to 24 months for analytics and advertising purposes.

When data is no longer needed, we securely delete or anonymize it, unless required by law to retain it.

8. International Data Transfers

SaveClub is based in the United States, and your information may be processed in the U.S. or other countries where our service providers operate. We ensure appropriate safeguards, such as Standard Contractual Clauses for GDPR compliance, to protect your data during international transfers.

9. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience and deliver personalized ads. These include:

• Essential Cookies: Necessary for Website functionality, such as maintaining your session.
• Analytics Cookies: To understand user behavior and improve our services.
• Advertising Cookies: To show relevant ads, including remarketing via Google Ads.

You can manage cookies through your browser settings or our cookie consent tool. Note that disabling cookies may affect Website functionality. For more details, see our Cookie Policy (if applicable).

10. Third-Party Links

Our Website may contain links to third-party websites, such as discount partners or payment processors. We are not responsible for their privacy practices, and we encourage you to review their privacy policies before providing personal information.

11. Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected such information, we will take steps to delete it promptly.

12. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our Website with a revised effective date or, where required, by email. Please review this policy periodically.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

• Email: [email protected]
• Mailing Address: SavingsClub.us, 123 Savings Lane, City, State, ZIP, USA

We aim to respond to all inquiries within 30 days, or sooner if required by law.